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Banana Cream Muffins

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Savor the delightful combination of ripe bananas and creamy cream cheese in every bite of our Banana Cream Cheese Muffins. These irresistible treats boast a moist and fluffy texture, complemented by a luscious cream cheese filling that adds a decadent twist to your morning routine or afternoon snack. Get ready to elevate your muffin game with this delectable fusion of flavors!

Three banana cream muffins with cinnamon cream cheese filling

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Below you will find tips, tricks and helpful hints for making this recipe including step by step instructions with pictures. If you would like to go directly to the recipe, scroll down to the recipe card or tap “Jump to Recipe” at the top of the page.

Why You’ll Love These Banana Cream Muffins

Indulge your taste buds and elevate your baking repertoire with our tantalizing Banana Cream Cheese Muffins recipe. Imagine sinking your teeth into a warm, moist muffin bursting with the sweet essence of ripe bananas, perfectly complemented by a rich and creamy cream cheese filling that melts in your mouth with every bite. 

Whether you’re craving a delightful breakfast treat, a satisfying snack, or a decadent dessert, these muffins offer a harmonious blend of flavors and textures that are sure to satisfy. With each batch, you’ll delight in the aroma wafting through your kitchen and the joy of sharing these delectable creations with loved ones. Don’t miss out on the opportunity to experience the irresistible allure of our Banana Cream Cheese Muffins – your taste buds will thank you!

If you love muffins, be sure to try these other muffin recipes: Cinnamon Swirl Banana Bread Muffins, Peanut Butter Chocolate Chip Banana Muffins, and Starbucks Pumpkin Cream Cheese Muffins.

Banana Cream Muffins in a muffin pan

Banana Cream Muffins Ingredients

*Ingredient amounts are located in the recipe card at the end of this post.

  • All-Purpose Flour: The best flour to use in this recipe is all-purpose flour. You can use whole wheat flour, but the muffins will be dense.
  • Sugar: I like to use granulated white sugar in this recipe, but you could also use brown sugar.
  • Baking Powder: This is what is going to make your muffins nice and fluffy.
  • Eggs: The eggs help to bind everything together and make the muffins nice and moist.
  • Mashed Bananas: You’re going to want to use 2 ripe bananas for this recipe. If they’re not ripe, see the tips above on how to ripen them quickly.
  • Melted Butter: I like to use unsalted butter, but you can use whatever you have on hand.
  • Milk: I use whole milk in this recipe, but you can use any type of milk.
  • Sour Cream: The sour cream helps to make the muffins nice and moist.
  • Vanilla Extract: This is for flavor. I like to buy pure vanilla extract from Costco, but you can also get it at your local grocery store.
  • Softened cream cheese: You’re going to want to use full-fat cream cheese for this recipe.
  • Cinnamon: This is for flavor. You could also add a little nutmeg or cloves if you’d like.

How to Make Banana Cream Muffins

[Step 1] Muffin Batter: Whisk together the flour, sugar, and baking powder to a large bowl.

Dry ingredients for banana muffins

[Step 2] In a separate mixing bowl, combine the eggs, mashed bananas, melted butter, milk, sour cream, and vanilla extract. Stir the wet ingredients into the flour mixture until moistened. Do not over mix.

Banana Cream Muffin Batter

[Step 3] Cream Cheese Filling: In a medium bowl or food processor, combine the softened cream cheese, sugar, and cinnamon with a hand mixer or with a spoon. Add the cream cheese mixture to a sandwich size ziplock bag and set aside.

Cream cheese filling in a ziplock bag

[Step 4] Place a paper muffin liner in each cup of a muffin pan and add 2 tablespoons of batter to each cup. (I use a 2 tablespoon cookie scoop)

Banana Muffin Batter in a muffin pan

[Step 5] Snip off the corner of the ziplock bag and squeeze approximately 1 tablespoon of cream cheese mixture into the center of each muffin. Add 2 more tablespoons of batter to the top of the muffins.

Banana muffin batter scooped into muffin liners

[Step 6] Bake muffins at 400 degrees for 18-22 minutes or until a toothpick comes out clean. Let the muffins cool in the pan on a wire rack for 5 minutes before serving.

Banana muffin batter ready to bake

Helpful Kitchen Tools

How to Store Leftover Cream Cheese Banana Muffins

To preserve the freshness and flavor of leftover Banana Cream Cheese Muffins, it’s essential to store them properly. Once cooled to room temperature, place the muffins in an airtight container or a resealable plastic bag. If you anticipate consuming them within a day or two, you can keep them at room temperature. 

However, for longer storage, it’s best to refrigerate the muffins. Before storing, you may want to line the container with parchment paper or place wax paper between the layers to prevent sticking. 

When ready to enjoy again, simply reheat the muffins in the microwave for a few seconds or warm them in the oven at a low temperature until heated through. Stored this way, your banana cream cheese muffins will stay fresh and delicious for several days, allowing you to savor their irresistible goodness whenever the craving strikes.

Wet and dry ingredients for banana cream muffins

Banana Muffin Add-In Ideas

  • Mini Chocolate Chips or Chocolate Chunks
  • Cinnamon/Sugar
  • Raisins
  • Cranberries
  • Walnuts
  • Pecans

Banana Muffins with only 2 Bananas!

Most banana muffin recipes call for 3-4 bananas, but sometimes you only have 2 bananas. What can you do? Make these moist Banana Muffins with just 2 bananas! They’re moist and packed with banana flavor, with a creamy cinnamon cente

Cream filling for banana muffins

How to Ripen Bananas for Banana Muffins

To make banana muffins, you’re going to want to make sure that they are ripe. You can tell they are ripe when they are starting to get brown spots on them and they are soft to the touch. Ripe bananas are going to give your muffins the best flavor. If you don’t have ripe bananas, there are a few ways that you can ripen them quickly.

  • The first way is to place the bananas on a baking sheet and bake them at 300 degrees for about 15-20 minutes.
  • Another way is to place the bananas in a brown paper bag with an apple or tomato. The ethylene gas that the apple or tomato emits will help to ripen the bananas.
  • The last way is to place the bananas in a bowl and microwave them for about 30 seconds.

Cream Cheese Banana Bread Instructions

  1. Pour half of the batter into a 9.5 inch x 5 inch loaf pan
  2. Place dollops of cream cheese filling over the batter and use a knife to swirl
  3. Cover with the remaining batter and bake at 350 degrees for 60-65 minutes
Banana Cream Muffins on a counter top

Frequently Asked Questions

How many muffins will this recipe make?

This easy recipe will make 12 standard size muffins.

How many bananas make a cup?

There are 3 medium bananas in 1 cup.

Can Oil Be Used Instead of Butter?

You can definitely use oil instead of butter. Good substitutes would be vegetable oil, canola oil, or corn oil.

Can Almond Milk Be Used Instead of Milk?

Yes! I use almond milk in this recipe all of the time and they come out delicious every time!

Banana Cream Muffins in a pan

Final Thoughts

These Banana Cream Cheese Muffins are a true delight for the senses, offering a perfect balance of sweetness and creaminess in every bite. Whether enjoyed as a morning pick-me-up, a delightful snack, or a comforting dessert, these muffins never fail to impress.

With their moist texture, irresistible banana flavor, and decadent cream cheese filling, they are sure to become a favorite in your baking repertoire. So, whip up a batch today and treat yourself to the heavenly goodness of these delightful muffins – you won’t be disappointed!

Baked banana cream muffins

More Banana Recipes:

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YouTube Thumbnail for Banana Cream Muffins.

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Three banana cream muffins with cinnamon cream cheese filling

Banana Cream Muffins

Yield: 12 Muffins
Prep Time: 10 minutes
Cook Time: 20 minutes
Total Time: 30 minutes

Banana Cream Muffins are moist and packed with banana flavor with a creamy cinnamon center. One of the best banana muffin recipes ever!

Ingredients

Banana Muffins

  • 2 Cups All-Purpose Flour
  • 3/4 Cup Sugar
  • 2 Teaspoons Baking Powder
  • 2 Eggs
  • 2 Bananas, mashed
  • 1/2 Cup Butter, melted
  • 1/4 Cup Milk
  • 1/4 Cup Sour Cream
  • 1 Teaspoon Vanilla Extract

Cream Filling

  • 4 Ounces Cream Cheese, softened
  • 2 Tablespoons Sugar
  • 1/4 Teaspoon Cinnamon

Instructions

  1. Add the flour, sugar, and baking powder to a large mixing bowl.
  2. In a separate mixing bowl, combine the eggs, mashed bananas, melted butter, milk, sour cream, and vanilla extract.
  3. Stir the wet ingredients into the dry ingredients until moistened. Do not over mix.
  4. In a small bowl, combine the softened cream cheese, sugar, and cinnamon with a hand mixer or with a spoon.
  5. Add the cream cheese mixture to a sandwich size ziplock bag and set aside.
  6. Place baking liners in a muffin pan and add 2 tablespoons of batter to each cup. (I use a 2 tablespoon cookie scoop)
  7. Snip off the corner of the ziplock bag and squeeze approximately 1 tablespoon of the cream cheese mixture into the center of each muffin.
  8. Top each muffin with 2 more tablespoons of batter.
  9. Bake the muffins at 400 degrees for 18-22 minutes or until a toothpick comes out clean.
  10. Let the muffins cool in the pan for 5 minutes before serving.
Nutrition Information:
Yield: 12 Serving Size: 1
Amount Per Serving: Calories: 276Total Fat: 13gSaturated Fat: 8gTrans Fat: 0gUnsaturated Fat: 4gCholesterol: 64mgSodium: 189mgCarbohydrates: 36gFiber: 1gSugar: 18gProtein: 4g

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